Owning and operating a farming business is risky. It’s especially risky without the proper crop insurance coverage. A single weather event such as a tornado, hail storm or other disaster can wipe out acres of crops in an instant, leaving you to deal with the widespread effects and financial repercussions. Aside from weather related risks, you also face the real possibility of financial ruin due to poor production yields and fluctuations in costs associated with planting, harvesting and selling your crops.

If the unexpected were to happen right now, would you be able to recover from the loss? Are your crops protected from sudden and dramatic changes in weather and pricing patterns? Do you want to know how crop insurance can help to keep your income secure? Here is an overview of the crop insurance ND farmers rely on and how it can help to minimize the financial risks associated with producing commercial crops.

Crop insurance is a type of policy designed to provide farmers with coverage and compensation for crop loss due to the events outlined in the contract such as flooding, drought, hail and other natural disasters. By getting the crop insurance MN farmers count on, you can also protect yourself from losing revenue as a result of unexpected and dramatic drops in the price of agricultural commodities.

Each policy outlines the kinds of crops that are covered, such as corn, wheat, rice and potatoes, as well as the coverage options offered.

Coverage options for crop insurance in MN, ND, and our other service areas fall under one of two major categories, which are Crop-Hail Insurance and Multiple Peril Crop Insurance.

Ihry Insurance has been an industry leader in agricultural insurance products for over thirty years, and today, crop insurance is one of our largest sectors. We serve farmers and other members of the agricultural community throughout North Dakota and the Red River Valley.

Our years of real world agricultural experience and our agent’s specialized knowledge on creating crop insurance policies provide you with customized plans designed to minimize your risk, protect your assets and safeguard your financial investments. Call Ihry Insurance today and speak with one of our specialists on crop insurance MN and ND farmers know they can turn to. We can help you explore your options and give you a free quote.