Ihry News

June 2017

After Erin Kerr, an elementary school teacher in Bend, Oregon, dislocated her shoulder on a weekend mountain bike ride last April, she assumed she’d be back to work the following Monday. But a visit with her doctor confirmed otherwise.…Read more

May 2017

Memorial Day driving (or any trip) is going to cost some amount of money, whatever you decide to do. Taking the time (and finding the time) to plan a couple extra steps will save you big money in the long run…Read more

April 2017

In car accidents both severe and less so, the vehicle(s) involved may be deemed damaged beyond repair. This is when your insurance agent calls with the unfortunate news that your vehicle has been declared a total loss. But, what happens between the accident and that phone call to determine whether a vehicle’s next stop is the repair shop or the junk yard?…Read more

March 2017

Backyard entertaining has gotten more elaborate in recent years. Fire pits are helping homeowners extend the backyard season, and today’s playsets involve more than a simple set of swings and a slide. Whether backyard entertaining means spending time by the swimming pool or gathered around the grill, here are some safety tips to help keep your oasis fun and free of danger.…Read more

February 2017

Running a small business can be demanding, and you’ve probably found yourself working late into the night on more than one occasion or unable to sleep due to the stresses of the day. If so, you’re not alone. More than one-third of American adults are sleep-deprived.…Read more

January 2017

Smart companies put a lot of effort into creating a workplace culture that supports wellbeing, innovation and creativity — a culture that enables each team member to bring their A-game. Unfortunately, all of that effort can be undermined if company leaders fail to walk the walk. Mixed messages can cause confusion, mistrust and a lack of motivation…Read more

December 2016

There’s something uniquely exhilarating about snowmobiling. The excitement of speeding through snowy landscapes makes the freezing cold winter weather barely noticeable. All that matters is the powerful machine that roars beneath you and the wildly fierce rush of adrenaline within you…Read more

November 2016

For some people, the winter months bring continued sunshine, dry walking surfaces and clear roadways, but for many it’s a time of year that brings cloudy days, fractured bones and vehicle accidents. Simply put, winter produces beautiful snowcapped scenery, but also potentially hazardous living conditions.…Read more

October 2016

The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well under way. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween.…Read more

September 2016

Want to know more about wedding insurance? Not sure which coverage options are available and which ones to include? Wondering if wedding insurance coverage costs a small fortune? What follows is information about wedding insurance, how you can use it to protect yourself from loss on the day of your nuptials and how much it costs.…Read more

August 2016

The new school year is approaching fast, and soon many kids will be relying on school buses to get to class. Fortunately, school buses are one of the safest forms of transportation for traveling to and from school (Safe Kids Worldwide). So though the everyday routine may not be as exciting as taking a ride on The Magic School Bus, students know they can rely on school bus drivers to get them to class both on time and safely…….…Read more

July 2016

Camping has become more than just relaxing and enjoying the great outdoors. As we venture out into the wilderness (Discover The Forest – Best resource for finding nearby campgrounds & parks), it is essential that we impress the ones around us with MacGyver type survival skills. These camping hacks will not only impress, but will make your camping experience, and those to come, far more enjoyable and memorable…..…Read more

June 2016

It’s tornado season for much of the country, with April, May and June being the most active months for tornadoes, according to the National Oceanic and Atmospheric Administration’s National Climatic Data Center….…Read more

May 2016

Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing in excess of $570 million, according to the Insurance Information Institute (I.I.I.) and State Farm®, the largest writer of homeowners insurance in the United States……Read more

April 2016

If you operate an agribusiness, one of the most important times of the year is when you enter the new crop season. The initial planning and planting of your crops sets the pace for how the rest of the year turns out for the crop harvest and your end of year profitability….…Read more

March 2016

If you have posted a job opening recently, you may have experienced a common scenario: both a flurry of applications and a shortage of candidates who have the basic qualifications that the position requires. Hiring managers report receiving dozens, or even hundreds, of applications for advertised positions, which presents a time-consuming challenge for companies seeking to grow and acquire the right talent……Read more

February 2016

Do you have flood insurance? Ever wonder if you actually need it? When you think of a flood, do you imagine heavy rain and a torrent of water rushing by, tossing tons of debris around and destroying everything in its path?…Read more

December 2015

You probably carry your smartphone even as you move about your home, so of course you’re going to take it with you when you travel. And, you should. The ever-expanding capabilities of these devices make them invaluable resources on the go.…Read more

November 2015

Here’s an idea to spur long-term care planning: Putting on a suit that makes you feel old before your time. Genworth Financial has released what it claims is a first-of-its-kind, age-simulation suit designed to help people feel what it’s like to suffer from ailments typically associated with aging and longevity.…Read more

Winter 2015

Driving in bad weather is a major cause of accidents. When you are driving, particularly on a long trip, make sure to stay tuned to radio reports about weather conditions. If you hear that an ice storm, hurricane, tornado, flood, hail, or other severe weather is expected on the route you are taking or at your intended destination, change your travel plans. Whatever reason you have for going where you are going cannot be as important as saving your life. …Read more

Summer 2015

Two years after the VORTEX2 project ended, Brown and Giammanco are embarking on another groundbreaking endeavor to go inside hailstorms in an effort to reduce or eliminate hundreds of millions of dollars in property damage reported annually across the United States. …Read more

Spring 2015

The Agricultural Act of 2014, also known as the 2014 United States Farm Bill, is the principal policy tool for food and agricultural programs in the country. It is updated every five years and deals with agricultural issues, such as crop insurance. After the Farm Bill was enacted last year, there have been changes made to the federal crop insurance programs. There are two options for federal crop insurance, Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC). …Read more

Fall 2014

Flooding and water damage are ugly property losses. Water and related humidity ruins hardwood and laminate floors, pictures and paper products, sheet rock, plaster and paneling. Windows sweat and swell. Warping, mold and rot set in. Most losses are avoidable. Here are a few early preventive measures that you can look for on your new risk or maybe your current clients need to know. Leaky toilets are the most common sources of water leaks. The tank or stool seal may leak. Check the shut off valve for signs of leaking. …Read more