The IT system just crashed. What happened to bring the system down? Regardless of why, there needs to be a process in place to get this important data back with minimal business disruption. It’s time to shine a light on one of IT’s most fundamental availability processes, backups….
4th of July is a wonderful time for family, friends, fun, freedom, and fireworks. But, outdoor grills, pyrotechnics, and unattended homes can also create dangerous situations. This week, we are sharing various safety tips to ensure your Independence Day is both fun and safe. Part 4 is focused on grill safety…
The cost of motorcycle insurance varies widely and depends on a number of factors. Generally speaking, motorcycle insurance costs tend to be higher for younger drivers and those driving a sports bike. However, each rider has unique circumstances that may influence the cost of motorcycle coverage for them. Read on to learn more about some of the factors that go into motorcycle insurance costs….
We get it: Life insurance can be complicated. It’s further complicated by the fact that everyone’s situation is different. So, it’s a good idea to contact your tax professional/financial consultant for specific advice about your situation. But, for the more general issues, we hope to help guide you through the winding paths of the tax implications of life insurance…
Whether you’re moving into a smaller home or simply want to eliminate some of the items you’ve accumulated over the years, it’s hard to pare down a lifetime of belongings. People have emotional attachments to objects — particularly when it comes to the memories associated with each item……
Everyone knows “that guy” that you wouldn’t trust behind the wheel of your car, even for a matter of life and death. For the truly unfortunate, “that guy” is a member of your household, and looks not only to your vehicles as a source of transportation but also to your auto insurance as a source for coverage…
As school starts this fall, parents may be wondering: What should we do when the kids come home each day? COVID-19 shut the school doors early this spring and sent children and teachers online. Now as schools open with new precautions to keep students and staff safe, there are a few simple things to keep in mind on the homefront, too, said Avish Nagpal, M.D., an infectious disease specialist at Sanford Health….
With college tuition skyrocketing, many families question whether it’s possible to help their kids get an education without wrecking the family finances or endangering otIf you have been wanting to start a garden, now is the time! The long, sunny days are a great source of energy for plants, making summer the perfect season to start growing flowers…
Cyber hacking has become a normal part of life, and it’s part of the risk people take to enjoy the information, entertainment, and connectedness of social media. Everyone that uses social media, and by extension, the internet, e-commerce, and email, dreads the idea of having their accounts hacked, and their personal information compromised…
Featuring motivational speaker Bob “Mr. Attitude” Prentice Start your new year off with positivity and humor and join us for Bob’s presentation … “Wake Up Your Potential!” Learn, discover and hear about ways to enhance your life with greater happiness and success.
When it comes to winter, we tend to obsess about snow, ice and cold. But what about all the road salt and sand that come with these often nasty elements? Yes, we appreciate that they serve in the interest of public safety—the rock salt helps melt ice even if it’s freezing, and the sand keeps salt in place…
The sweet taste of victory. Your offer was accepted and you’re going to be a homeowner! Go ahead, share the big news and celebrate this milestone. But once the confetti has settled, remember it’s time to move on to the next step in the home buying process: the home inspection…Read more
In today’s competitive job market, company culture is definitely a new currency. Beyond a good salary, people seek work experiences that offer more human connections and better reflect their personal values. It’s a tall order — so how can companies deliver? Here are three ways companies are creating healthy, vibrant work cultures that better engage their employees and impact the organization…Read more
Farming is a highly stressful way of life. Each day is met with financial risk, an unforgiving mother nature, strenuous workloads, and volatile markets. Although this may be an obvious observation, most of those in the non-farming community don’t realize the effect this stress has on a farmer and his/her family…Read more
What’s your Wi-Fi password? – possibly the most common first question asked in any public place. Whether we are updating your social media accounts or checking your bank account, most of us demand constant connection to the Internet. And we will do whatever we can to maintain this connection…Read more
With the average wedding cost well into the 5 fgure realm, it’s worth protecting yourself from the unpredictable nature of the wedding industry and the big day itself. Trough our many years of providing couples with wedding insurance, we have seen a wide variety of unfortunate circumstances, including…Read more
Nothing strains the eyes, and the soul, like a dingy, out-dated kitchen. As one, if not, the favorite rooms in any home, an updated kitchen can completely transform life at home. Unfortunately, the average cost of a major kitchen remodel ranges from $10,000 to $20,000. Uff-da.…Read more
Your friends and family will judge you on your pro-renting or pro-buying stance, and you will quickly feel the pressure to settle into a humble abode. What most don’t see, nor understand, is the ocean of grey area between buying and renting. Before deciding whether or not you should purchase a home or remain a renter, let’s shed some light on this grey ocean, as well as the objectivity on either side of the renting vs buying debate…Read more
In car accidents both severe and less so, the vehicle(s) involved may be deemed damaged beyond repair. This is when your insurance agent calls with the unfortunate news that your vehicle has been declared a total loss. But, what happens between the accident and that phone call to determine whether a vehicle’s next stop is the repair shop or the junk yard?…Read more
Backyard entertaining has gotten more elaborate in recent years. Fire pits are helping homeowners extend the backyard season, and today’s playsets involve more than a simple set of swings and a slide. Whether backyard entertaining means spending time by the swimming pool or gathered around the grill, here are some safety tips to help keep your oasis fun and free of danger.…Read more
Smart companies put a lot of effort into creating a workplace culture that supports wellbeing, innovation and creativity — a culture that enables each team member to bring their A-game. Unfortunately, all of that effort can be undermined if company leaders fail to walk the walk. Mixed messages can cause confusion, mistrust and a lack of motivation…Read more
There’s something uniquely exhilarating about snowmobiling. The excitement of speeding through snowy landscapes makes the freezing cold winter weather barely noticeable. All that matters is the powerful machine that roars beneath you and the wildly fierce rush of adrenaline within you…Read more
For some people, the winter months bring continued sunshine, dry walking surfaces and clear roadways, but for many it’s a time of year that brings cloudy days, fractured bones and vehicle accidents. Simply put, winter produces beautiful snowcapped scenery, but also potentially hazardous living conditions.…Read more
Want to know more about wedding insurance? Not sure which coverage options are available and which ones to include? Wondering if wedding insurance coverage costs a small fortune? What follows is information about wedding insurance, how you can use it to protect yourself from loss on the day of your nuptials and how much it costs.…Read more
The new school year is approaching fast, and soon many kids will be relying on school buses to get to class. Fortunately, school buses are one of the safest forms of transportation for traveling to and from school (Safe Kids Worldwide). So though the everyday routine may not be as exciting as taking a ride on The Magic School Bus, students know they can rely on school bus drivers to get them to class both on time and safely…….…Read more
Camping has become more than just relaxing and enjoying the great outdoors. As we venture out into the wilderness (Discover The Forest – Best resource for finding nearby campgrounds & parks), it is essential that we impress the ones around us with MacGyver type survival skills. These camping hacks will not only impress, but will make your camping experience, and those to come, far more enjoyable and memorable…..…Read more
Dog bites (and other dog-related injuries) accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2015, costing in excess of $570 million, according to the Insurance Information Institute (I.I.I.) and State Farm®, the largest writer of homeowners insurance in the United States……Read more
If you have posted a job opening recently, you may have experienced a common scenario: both a flurry of applications and a shortage of candidates who have the basic qualifications that the position requires. Hiring managers report receiving dozens, or even hundreds, of applications for advertised positions, which presents a time-consuming challenge for companies seeking to grow and acquire the right talent……Read more
Here’s an idea to spur long-term care planning: Putting on a suit that makes you feel old before your time. Genworth Financial has released what it claims is a first-of-its-kind, age-simulation suit designed to help people feel what it’s like to suffer from ailments typically associated with aging and longevity.…Read more
Driving in bad weather is a major cause of accidents. When you are driving, particularly on a long trip, make sure to stay tuned to radio reports about weather conditions. If you hear that an ice storm, hurricane, tornado, flood, hail, or other severe weather is expected on the route you are taking or at your intended destination, change your travel plans. Whatever reason you have for going where you are going cannot be as important as saving your life. …Read more
The Agricultural Act of 2014, also known as the 2014 United States Farm Bill, is the principal policy tool for food and agricultural programs in the country. It is updated every five years and deals with agricultural issues, such as crop insurance. After the Farm Bill was enacted last year, there have been changes made to the federal crop insurance programs. There are two options for federal crop insurance, Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC). …Read more
Flooding and water damage are ugly property losses. Water and related humidity ruins hardwood and laminate floors, pictures and paper products, sheet rock, plaster and paneling. Windows sweat and swell. Warping, mold and rot set in. Most losses are avoidable. Here are a few early preventive measures that you can look for on your new risk or maybe your current clients need to know. Leaky toilets are the most common sources of water leaks. The tank or stool seal may leak. Check the shut off valve for signs of leaking. …Read more