Do you have flood insurance? Ever wonder if you actually need it? When you think of a flood, do you imagine heavy rain and a torrent of water rushing by, tossing tons of debris around and destroying everything in its path?
The truth is that it only takes a relatively small amount of water to constitute a flood, and that a small amount of water is all it takes to create serious water damage to your property and personal items, along with a hefty repair bill. Flooding costs the United States more than any other type of natural disaster and American households are affected by flooding more often than by fires, earthquakes and tornadoes, costing an average of 50 billion dollars each year.
If a flash flood were to happen today, would you have peace of mind? Want to know more about flood insurance and your coverage options? What follows is some helpful information about what flood insurance is, why it is important to have it, what it covers and where to find the right policy for your needs.