Along with protecting your crops and livestock, safeguarding your farm and ranch property is an essential aspect of managing your agribusiness. Whether your farming business is small or large scale, your operation is unique and requires a customized insurance policy to give you the kind of security that traditional coverage options may not provide.

Does your agricultural land and property have sufficient coverage? If you suffered from a devastating catastrophe today, would your business be able to survive? Looking for more information about farm owners insurance and how your business can benefit from having a policy? Find out more about the benefits of farm and ranch insurance and how it can secure your assets and protect your financial investment, livelihood and home.

Farm and ranch insurance, or farm owners insurance, provides coverage for a farm or ranch’s property and physical structures used throughout the operation, such as:

There are two main types of farm and ranch coverage options, which are blanket property coverage and scheduled property coverage.

One of the biggest risks to your farming business is being hit with a liability lawsuit. Depending on the nature of the incident, liability claims have the potential to devastate your business finances, and in extreme cases can lead to the complete closure of your farm.

Many farm and ranch insurance policies focus on securing the property aspect of the business, but neglect to safeguard the farmer from financial loss due to liability claims which can be equally catastrophic. This makes it essential to include liability insurance options as a part of your ranch insurance policy.

The following are some of the most important liability coverage options that you can include in a customized farm and ranch insurance policy.

Whether your farm or ranch operation is a new venture or it has been in your family for generations, your business is an investment and a source of income that provides a livelihood for you, your family and your employees.

To safeguard your legacy and protect your estate for future generations, it is important to have the right and adequate coverage in order to minimize the risks you face as the owner of an unpredictable agribusiness.

At Ihry Insurance we know that your farm is more than just your business; it’s your way of life. We understand and appreciate this fact because farming is where our roots also began.

Let us use our years of experience in the agricultural insurance industry to customize the best and most affordable policy for your needs. Call Ihry Insurance today to speak with one of our helpful agents and get a free quote on ranch and farm insurance in MN or one of our other service areas.