Employer Risk Management

Employer Risk Management

16:38 07 April in Business, Insurance

April is National Distracted Driving Awareness Month.

Ihry Insurance helps you Minimize Crash RisksDid you know:

Every 12 minutes someone dies in a motor vehicle crash?

Every 10 seconds an injury occurs

Every 5 seconds a crash occurs

Employers bear the cost for injuries that occur both on and off the job

As an employer, implementing a driver safety program will help save lives and reduce the risk of life-altering injuries within your workforce, protect your organization’s human and financial resources, and guard against potential company and personal liabilities associated with crashes involving employees driving on company business. Overall, this should be a part of your risk management strategy.

Well, where do you start? Here’s a 10-step program to help employers minimize crash risks.

 1. Senior Management Commitment and Employee Involvement

Senior management can provide leadership and set policies. They must be actively encouraging employees involvement.

 2. Written Policies and Procedures

Create a clear, comprehensive and enforceable set of traffic safety policies and communicate them to all employees.

 3. Driver Agreements

Establish an agreement with employees who drive for work purpose, whether they drive assigned company vehicles or their own.

4. Motor Vehicle Record Checks

Check driving records for all employees who drive for work purposes.

 5. Crash Reporting and Investigation

Establish and enforce a crash reporting and investigation process—review crashes to determine whether or not the incidents were preventable. What can everyone learn from them?

 6. Vehicle Selection, Maintenance and Inspection

Choose vehicles that demonstrate “best in class” status for crashworthiness. Vehicles should be on a routine preventative maintenance schedule for servicing and checking of safety-related equipment.

7. Disciplinary Action System

Develop a course of action after an occurrence of a moving violation and/or preventable crash. The strategy should provide for progressive discipline if a driver beings to develop a pattern of repreatable traffic violations/preventable crashes.

 8. Reward/Incentive Program

Develop a driver reward/incentive program to recognize positive results. Incentive programs may involve recognition, monetary awards, special privileges, etc.

 9. Driver Training/Communication

Provide continuous drive safety training and communication. Even experienced drivers benefit from reminders of safe driving practices.

 10. Regulatory Compliance

Adhere to highway safety regulations—you can check to see if there are any local, state or federal regulations that govern your vehicle and/or drivers. (FMCSA, USDOT, NHTSA, FHWA, ESA).


You’re employees are your most valuable investment. Promote safe driving practices to protect them!